Employee Benefits

Life/Term Insurance

Life insurance is a contract between you and an insurer where you pay premiums in exchange for a death benefit: a lump-sum payout to your named beneficiaries upon your passing to provide financial security for dependents.

Term insurance is a form of life insurance, providing a death benefit to beneficiaries if the policyholder dies during a fixed term

Personal Accident

Personal accident insurance offers financial protection against accidental bodily injuries, death, or disabilities from external, violent, and unforeseen events like road accidents, falls, burns, or assaults, paying fixed lump-sum benefits scaled to injury severity.

It may be ideal as a standalone policy for high-risk lifestyles or jobs.

Medical Insurance

Medical insurance provides financial support by assisting with eligible healthcare expenses during an annual period.

Homeowners’ Contents Insurance

Homeowners' contents insurance protects personal belongings inside the home, such as furniture, clothing, electronics, appliances, jewelry, and household goods - against damage, theft, or loss from covered perils like fire, burglary, etc.